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How to Deal with a Hit and Run Accident Insurance Claim

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Being involved in any type of car accident is stressful. But accidents involving hit and run drivers can cause the most emotional distress. Once you’ve realized what has happened, feelings of anxiety, anger and helplessness often surface. Here are some things to keep in mind when filing a hit and run accident insurance claim.
 

Steps to Take Following a Hit and Run Accident

 
Hit and run accidents happen when a driver in a car accident flees the scene without offering identification. According to the most recent road safety report by Transport Canada, about 20 percent of serious injury collisions involved a drunk driver.
 
Other reasons why drivers may flee the scene of an accident can include:
  • the driver is wanted for other crimes;
  • driving without insurance;
  • driving without a license.
The first thing you should do after a hit and run accident is gather evidence about what happened. Record as much information as you can about the incident. This may not be possible in all situations, but it’s helpful if you can provide a description of the vehicle that hit you, such as the model, make, colour and even license plate number if you can when filing the police report and an accident claim with your auto insurance company.
 
If you can’t remember the precise details, at least write down the location and time of the accident and any other details about the sequence of events. See if anyone might have witnessed the accident and get their name and contact information. Your insurance company won’t process the claim unless you are able to prove to their satisfaction that you were actually hit by another car.
 

Call the Police

 
Never attempt to make an insurance claim after a hit and run accident without calling the police. This will give the police the opportunity to find the offending driver. Your insurance company will want to see the police report and verify your claim with the specific details of the incident.
 

File an Insurance Claim

 

If you have enough information that can be used to eventually identify the guilty party, you can gain that person’s car insurance information either from the police or your insurer. This process would assume that the guilty party carried adequate auto insurance protection. If this is not the case, you will need to bring a claim through a personal injury lawyer.

 

Contact a Lawyer

 

Sokoloff Lawyers are experienced in hit and run accidents and can help you pursue the insurance coverage you are legally entitled to receive. In many hit and run accident cases, there may be compensation available through your own insurance, which provides coverage for unidentified vehicles following a hit and run car accident.

 

Assessing a hit and run accident insurance claim can be complex and there are strict deadlines. If you have been injured as the result of a vehicle that fled the accident scene, it is important to speak with a personal injury lawyer right away to preserve your rights to compensation.

Enlist a Personal Injury Attorney to Help You File a Hit and Run Accident Insurance Claim

Enlist a Personal Injury Attorney to Help You File a Hit and Run Accident Insurance Claim
Anyone who’s been involved in a motor vehicle collision knows the process. After the impact, if you’re able, both/all parties get out, try to assess the damage, exchange insurance information and identification, and then either call the police or other necessary emergency response personnel or give all information to the involved insurance companies as soon as possible. But what happens if someone breaks that trend (not to mention the law) by failing to remain at the scene of a traffic accident? What happens is things get much more complicated for anyone who needs to file an accident benefits claim against the person who fled the scene. Suddenly, you’re not just dealing with the emotions and worry that naturally follow any serious incident, but now you feel like you may be saddled with all the financial fallout that follows, both in terms of physical damage to your own vehicle and any medical or related expenses that may come along with any injuries you’ve suffered. That’s why you need to enlist the help of a personal injury attorney to help you file a hit and run accident insurance claim. The process is more difficult without the identity of the other party involved, but a skilled and experienced personal injury lawyer will know what to do and how to take care of you.