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Tips on How to Properly Handle a Motor Vehicle Accident

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How to Properly Handle a Motor Vehicle Accident

 
There is not a single responsible driver out there that plans on getting into a fender-bender on their daily commute.  Yet every day there are auto collisions of varying severity that occur on the roads.  Not knowing what to do in the event of an accident can lead to greater injuries and unnecessary financial loss. Nobody plans on getting into a car accident but having a plan of action if and when one occurs can drastically reduce injury, cost, and stress.  Here are a few tips on how to properly handle a motor vehicle accident.
 

Keep an Accident Kit in Your Vehicle

 
It will make dealing with an auto collision much easier if you are prepared with the relevant emergency items.  Make sure to keep an emergency accident kit with the following items in your vehicle at all times.
  1. A first-aid kit
  2. A pen or pencil and a notepad for taking down information
  3. Cellphone or disposable camera for taking photographs of the scene and any damages to the vehicles or property
  4. Documentation for the vehicle’s registration and insurance policy
  5. Warning signals such as safety flares or pylons to ensure other drivers on the road can see you

Medical Attention

 
Not all vehicle collisions result in bodily injuries but it is still imperative that you ensure all parties involved in the accident are unharmed and safe.  If you, the other driver or any of your passengers show any signs of injury, you must call emergency services immediately. If there is any doubt that somebody is injured, the best option is to call emergency services right away as some injuries take hours or even days to reveal themselves.
 

Exchange Driver Information

 
In the event of a crash, it is important to collect some vital information from the other driver.  Although the experience of a crash is short-term, you need to protect yourself in the long-term in case you or your insurance provider will need to follow up with the other driver.  Make sure you get the following details:
  1. Driver’s full name
  2. Driver’s address and contact information
  3. Driver’s license number
  4. Driver’s insurance information (Name of their insurance provider and the driver’s policy number)
  5. Driver’s vehicle information such as make, model and plate number

Document the Details of the Collision

 
Remember the pen and notepad in your accident kit? You will need to use them to write down as much information regarding the incident as possible. Memory tends to fade over time and the sooner you are able to record the facts of the collision, the better you can protect yourself in the event of any insurance disputes. Document the following details:
  1. The exact location of where the motor vehicle collision occurred
  2. The direction both vehicles were travelling
  3. How the collision occurred
  4. A photograph of the scene from many angles ensuring to capture all relevant street signs
  5. Names and contact information of any witnesses or bystanders

Drive Safe

 
Although we all try our best to drive responsibly, accidents do happen.  Knowing how to properly handle a motor vehicle collision can greatly improve your chances of minimizing injury and cost. 

Tips on How to Properly Handle a Motor Vehicle Accident

By cjp

How to Properly Handle a Motor Vehicle Accident

 

A motor vehicle accident can be an extremely traumatic experience, and you might not know how to react or what to do. Here are some of the Do’s and Don’ts of what to do after a car accident:

 

Do:

 

  • Stay calm no matter what the situation is and keep the other people involved, as well as yourself, safe. If you are unable to get out of the car make sure to turn on your hazard lights.
  • Call 911 if there are any injuries.
  • Make sure you are not in danger of being hit by a vehicle after evacuating the accident scene.
  • Exchange information with the other drivers involved. This includes getting their names, addresses, phone numbers, insurance company name, policy number and license information.
  • Take pictures of the accident.
  • Call your insurance company.
  • Ask any witnesses for their contact information.

 

Don’t:

 

  • Move people that have been injured, as you should always wait for medical assistance.
  • Drive away or leave the scene of the accident.
  • Accept direct payment from the other driver. If you aren’t at fault, the accident won’t affect your record and a deductible will not have to be paid.
  • Sign any documents (except the police report).
  • Get your vehicle fixed without going through your insurance company first.

 

These are just some of the do’s and don’ts to keep in mind if you are ever involved in a motor vehicle accident. By properly handling the situation, you will save yourself time, energy and stress after the event. A lawyer will help you with the next steps and use the evidence you collected to build your case.

 

Sources: http://www.theglobeandmail.com/globe-investor/personal-finance/home-cents/what-to-do---and-not-do---if-you-are-in-a-car-accident/article4408382/