Preparing for an Injury Claim After a Car Accident

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How You Can Proceed with an Injury Claim After a Car Accident

It is not uncommon to make an injury claim after a car accident. Often you’ll need to make up for lost wages, for both you and a family member who may have had to care for you, as well as wages lost as a result of pain and out-of-pocket medical costs.

Types of Injuries After Car Accidents

If you’ve been injured in a car accident, you’re not alone. Transit Canada statistics show that 10,443 people were injured in motor vehicle collisions in 2011. Another 2,237 people were killed by vehicles during the same year, including both pedestrians and people operating vehicles.
After an accident, visit your doctor right away. Even if you feel just a few aches and only have a bruise or two, it’s important to be checked out. Soft tissue damage, like whiplash, may not appear until hours or days after your accident. Your doctor can listen to what happened and check out the relevant areas of your body to look for damage you may not feel yet. With the threat of chronic pain for years to come for fifteen to twenty percent of whiplash sufferers, it’s important to have a doctor’s assessment.
Other common injuries sustained in car accidents are head injuries, brain injuries, bruised bones, bone fractures, internal organ injuries, assorted back injuries, dislocated or fractured joints and connective tissue injuries. The size of your claim will depend on the type and severity of your injuries. Visiting a doctor is one of the most important steps you can take after an accident.

The Average Claim for Car Accidents in Canada

The Insurance Bureau of Canada showed that the average claim for a car accident in 2010 was $14,973. The average accident benefits claim for car accidents the same year was $56,092. This number also includes claims compensating for medication, rehabilitation and other costs.

Why You Need a Lawyer For Your Injury Claim After a Car Accident

After a car accident, your top priority should be to get better. You may be stuck in the hospital for weeks, depending on the extent and severity of your injuries. That’s why it’s important to contact a lawyer right after the accident. Your lawyer can take pictures of the accident scene, interview witnesses and fill out paperwork.
Your lawyer can also talk to the insurance company of the person at fault so you don’t have to do it. As an experienced professional, your lawyer has experience handling the questions of insurance adjusters and can answer questions in a way that shouldn’t count against your insurance claim later.
Your lawyer will also encourage you to look toward the future. Your home may need renovations to help you get around easily if you’ve suffered a permanent physical disability. You may need childcare help or help with the housekeeping and home maintenance. You may even need long-term care.
Your lawyer will help you with your injury claim after a car accident. That way, you can rest easy and focus on your recovery while your lawyer concentrates on helping you replace lost wages and medical expenses, plan for future costs and compensate you for your pain and suffering.

Preparing for an Injury Claim After a Car Accident

How to File an Injury Claim After a Car Accident


After a car accident has occurred, it is important to pick up the pieces, to make sure that you document everything that happened and file claims quickly so that the process is not delayed.


Information You Need to File a Claim


If you are involved in a car accident, it is important to have the following information when filing a claim:


  • The number of your insurance policy or the certificate of your auto insurance
  • The police report number
  • The contact information from all of the injured people involved
  • The contact information from the driver involved, if you were a passenger in the accident
  • The contact information of any of the other drivers involved
  • The contact information of any witnesses that were present
  • The location where the accident took place


Calling to File Your Claim


If you are calling to file an injury claim after a car accident has occurred, then you should know that the advisor that answers would:


  • Take down any details about your injury and accident
  • Check the coverage under your particular insurance policy
  • Explain any documents required and guide you through the process of submitting your claim
  • Give you the claim number
  • Give you the contact information of the advisor who will be handling your auto and injury claim


It can be difficult to get all of the details, evidence and documents organized before filing an injury claim after a car accident, but it is extremely important to do this as soon as you can. A lawyer can help you through this process every step of the way and give you time to recover, as they deal with your insurance company directly.




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