A Car
Accident Injury Will Alter Your Life Forever
Car accident injuries are an increasingly common trend,
rising exponentially with the advances in mobile technology, which has resulted
in the inevitable practice of texting or talking on the phone while driving.
According to Transport
Canada, there were more than 10,000 serious vehicle injuries in the
country in 2011, and unfortunately more than 2,000 fatalities. That number
means that, in Canada, approximately one in every 2,750 drivers will experience
serious car accident injuries during the course of their driving lifetime.
Not
all injuries sustained are as severe as those mentioned above. An even higher
number of people will sustain some smaller type of brain or head injury. In such
cases, compensation is of paramount importance when it comes to helping you rebuild
your life. Even a small direct bump to the head can cause lasting issues
concerning motor skills, thinking and reasoning, and unusual personality
traits.
Benefits
and Claims
Anyone involved in a motor vehicle accident, as well as their
dependants, can file a claim for compensation through the Ontario Insurance
Act. The province subscribes to the practice of "no-fault” insurance, which means
that it is your own insurance company that will foot the bill regardless of who
caused the accident. Fault, and even charges, are usually still applied since at
least one of the insurance companies will want to raise a driver’s rate
depending on who caused the accident.
The Income Insurance Benefit is designed to allow victims of
an injury to continue receiving an income while they are recovering from their
injuries. Often, severe car accident injuries can keep you away from work for
several weeks or longer, and while your workplace might understand the absence,
your debtors will not be so willing to easily excuse delayed payments for your
day to day living expenses. The severity of your injuries will determine the
amount the benefit pays and the length of time you are eligible to receive it.
A Non-Earner benefit is available for those who are unable to
return to work and can indefinitely cover living expenses for you and your
family until your death. In addition, there are many other benefits such as
those for physical therapy, cognitive rehabilitation, psychiatric therapy and
many more. Because the insurance business is a complicated and multi-faceted
system, it is imperative to have a professional legal representative with
extensive experience in car accident injuries in order to attain the highest
level of funding available.
Car
accident injuries cause problems for more people than just the individual who
has sustained physical harm. Families can be burdened with taking care of loved
ones and also share in the discomfort and distress that comes with a long
recovery. Benefits for a reduction in the quality or quantity of life may also
be available to help you regain some semblance of normalcy as well as provide
compensation to your family. Be sure to speak with a reputable car accident
injuries attorney as soon as possible. Although they cannot restore your
vitality, they can guarantee that you will have the financial resources you
need available to you to recover as much as possible from your accident.