Understanding Claims After a Car Accident

Claims After a Car Accident

The moments following a car accident can be many things. They can be confusing, distressing, and even traumatizing. While this can be one of the most frightening times of your life, it is important that you stay calm and follow up with the necessary actions. If injuries and damage are substantial, attaining the compensation you are entitled to is best dealt with in a timely manner. Hiring a disability claims lawyer or a personal injury attorney can help you through the filing process so that everything runs smoothly and no mistakes are made. Claims after a car accident are important to make sure you receive all the accident benefits and compensation you deserve.

Whether or Not You Should File a Claim After a Car Accident Depends Upon the Unique Circumstances of Your Accident

What if I am at-fault for the car accident – do I still have a claim?
According to Financial Services Commission Ontario, whether you are at fault for the car accident or not, you are still entitled to accident benefits. No matter how the accident happened, your claim could be substantial, especially depending upon your injuries and the damages that may have occurred.
What if I was driving my car without car insurance and was involved in an accident?
Driving without car insurance is never a good idea, but this could happen for more reasons than simple negligence. If you were unknowingly driving your car without car insurance, you may be able to pursue a claim against the at-fault driver. However, if you knowingly got behind the wheel without car insurance, you cannot pursue a claim. While you are no longer able to pursue a claim against the at-fault driver you are always entitled to claim medical benefits such as attendant care and rehabilitation.

The Claim Process

Immediately after the accident occurs, it is important that you contact your auto insurance agent to report the claim. Since the claims process can be lengthy-and at times complicated, reporting your accident in a timely manner can make a big difference in getting the claims process rolling quickly, which could mean you’re back on the road in no time. After you call your insurance agent, you should do the following:
  • Note the other driver’s name, address, driver’s license information, and insurance policy number.
  • Take down a detailed description of the other driver’s car—everything from the license plate number, to the make and model.
  • Note all details of the accident such as location, time, day, etc.
When you know what to do after a car accident, it can make the whole experience less frightening and stressful. Claims following a car accident can be a difficult process, but as long as you follow up on your claims in a timely manner, the process can go smoothly. Even if the accident is your fault, you could still be entitled to accident benefits and even compensation, especially if you have sustained serious injuries. To maximize the compensation you are entitled to and to speed up the process, most would recommend a claims lawyer.


A Personal Injury Lawyer Can Make Your Claims Easy

Following the scary and unfortunate events of a car accident, you can often find yourself upset, confused and unsure of what your next steps are. Many questions will arise about accident claims, such as how to file, what information to collect and where to send it. Because of all of these important questions, it is important to have a trusted, educated personal injury lawyer at your side to help you out. They will help you determine what claims you are entitled to regardless if you are at fault or the victim. Their legal counsel can guide you through the extensive filing process and explain all steps and processes you need to do in order to file an accurate claim. They closely monitor your file to ensure that deadlines are met and that your needs after the accident are taken care of. The process can often be confusing and stressful if you are trying to do it on your own. Personal injury lawyers are there to make this process stress-free and understandable for each and every client.


No one wants to be involved in a car accident, let alone have to worry about filing an accurate accident claim afterwards. Choose to use a personal injury lawyer to help you make your claim as easy as possible.
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