If you think you may have a disability as a result of an accident, you may be eligible for accident benefits through a disability claim. A disability is a long-term and life-altering condition that can severely compromise your quality of life. While a disability is a serious condition, many people attempt to commit fraud in order to receive benefits they do not deserve, thus taking resources away from people who are truly incapacitated. A disability claims lawyer in Toronto and the surrounding areas can help you file a disability claim so that you may receive the benefits and/or compensation you need to put your life back together. So how do you file a claim and what do you need to know about the process? Keep reading.

 

 

A disability is any condition that impairs an individual physically or mentally such that the individual is significantly limited from doing one or more major life activities. A life activity is anything that a person has a right to participate in to make a living or better themselves such as marriage, driving, completing an education, maintaining a household, or raising children. When an individual can no longer participate in these or other similar activities, they most likely have a disability. Having a disability interrupts your life as well as the lives of your friends and loved ones as tasks previously carried out personally will need to be addressed by another party. This could be anything from driving, hygiene, preparing food, cleaning the house, washing - clothes, etcetera. If you live in or near Toronto and a disability causes you to become significantly dependent on others, seek out a disability claims lawyer to fight for your case. The Ontario Ministry of Health and Long-Term Care has programs in place to help with medical equipment that may be required, and it all begins with making a disability claim with a reputable attorney.

 

 

You should begin this process by visiting a doctor about your injury. Usually, an injury isn’t upgraded to a disability right away. It usually comes after several appointments. If however, your doctor determines that your injury is in fact a disability, you will be required to provide proof of the disability as well as medical records to show that the disability occurred as a direct result of the accident.

 

Once the severity of the disability has been established, you’ll need to research the requirements mandatory to attain disability insurance. If you are having trouble deciphering any requirements or guidelines, a disability claims lawyer can walk you through this process. Once your application is filled out, you must submit it to the agency you have chosen to handle your claim. Following this submission, there is often a waiting period. After this period is over, you will find out if your claim was denied or accepted. If you find that your claim was denied, you can appeal the claim with the help of your disability claims lawyer.

 

You should have a disability claims lawyer in Toronto on your side when dealing with disability claims and receiving accident benefits. A disability claims lawyer has the skills and capabilities to effectively fight for you and win you the compensation, aid, and peace of mind you’re entitled to.