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Are You Entitled to No-Fault Benefits?
After a car accident, everyone who is injured in the accident is entitled to receive No-Fault Benefits. Despite the name, “no-fault” does not mean that after an accident, nobody is “at fault.” An insurance company must look at the particular case and determine who is at fault. “No-fault” outlines that you report to your insurance company and that companies are not allowed to sue each other if they are trying to recover losses from the accident.
The principle of “no-fault” exists in Ontario and New Brunswick. No-fault benefits can alleviate any financial suffering; a lawyer can help you determine what benefits you are eligible for.
Paying a Deductible
A deductible is what you are paying toward the price of a claim you might make. A lawyer can help assess your situation, as certain sections of coverage do not require a deductible.
Highway Traffic Act of Ontario
The Highway Traffic Act of Ontario requires that you report any accident when an injury is sustained. You must also report any accident when the accumulative damages become greater than $1000. It is mandatory for drivers to be insured, and a lawyer will help you receive any benefits that you are eligible for.
Website: http://www.caasco.com/Insurance/Auto-Insurance/Automotive-Insurance-FAQs.aspx