How to Win a Car
Accident Claim
Every day there are dozens of motor vehicle accidents on the
roads. A car accident can bring your life to a screeching halt and change yours
and your family’s lives forever. If you
found yourself to be one of the unlucky souls in such an event, would you know
how to win a car accident claim to financially recover from the undoubtedly
traumatic experience? Here are a few points on how to win a car accident claim.
Knowing What You Can
Claim
A car accident can affect your life in many ways. From
medical expenses to loss of income, knowing exactly what you can claim to your
insurance company can help you recover faster and easier from such a negative
experience. Even if you are the at-fault
driver involved in a collision, you can win your car accident claims. Here are some things that you can claim:
- Pain and Suffering
- Loss of Income and Inability to Earn Income
- Health Care Expenses in a Tort Action
- Housekeeping and Home Maintenance Claims
- Death and Funeral Expenses
What Benefits Are You
Entitled To?
Experiencing an injury and/or loss of income as a result of
a car accident can entitle you to certain benefits. Even if you were the
at-fault driver, if you were injured in a motor vehicle accident you may be
entitled to accident benefits that can help you recover both physically and
financially. You could be qualified for the following accident benefits:
- Weekly Benefits for Lost Income from Employment
- Non-Earner Benefit If You Were Not Employed at
the Time of the Accident
- Medical and Rehabilitation Benefits
- Attendant Care Benefits
- Death and Funeral Benefits
Your benefits insurance provider will work with you to see
what you are covered on as per your policy.
Consulting legal advice from a car accident lawyer before you do can
ensure you receive the maximum benefits you are entitled to from your provider.
When Should You
Notify Your Insurance Company?
After a motor vehicle accident, you will need to speak with
your insurance provider as soon as you are medically able in order to claim
your car accident benefits. They will
request the details of the accident and other information that supports your
claim. It is standard procedure for
insurance providers to assign an "adjuster” to your case to ultimately determine
the degree of severity of the accident and resulting calamities sustained.
It is wise to seek legal advice prior to reporting your
claim to your insurance company to ensure you know your rights and what
benefits you are entitled to.
When Should You Consult
a Motor Vehicle Accident Lawyer?
Like many things in life, it is best to hire a professional if
you want to win a car accident claim.
Insurance companies can make a fender-bender much more complicated and
stressful for you. Seeking legal advice from a motor vehicle accident lawyer
before communicating with your insurance provider is a sure way to win a car
accident claim and help you receive a substantial recovery package.
How to Win a Car Insurance Claim in
Toronto
If you are unable to report a motor vehicle
accident within seven days, then make sure you report the accident soon after.
Your insurance company might not honour your claim if you wait too long.
Make sure that you have all of the facts
from the accident to give your insurance agent, broker or company
representative. Here is some of the information that you need to have prepared:
- The driver’s name and license
number,
- the location, date and time the
accident took place,
- the extent of any injuries,
- the number of passengers
involved in the accident,
- the extent of the damage done to
your vehicle,
- the description of the accident,
and;
- the name and badge number of
the police officer investigating, if you reported the accident to the police
You should also be aware of the Ontario
Automobile Policy (OAP) as it provides details about your insurance coverage,
responsibilities and rights under the contract.
Works
Cited