Automobile Accidents and Repairing Your Vehicle
Automobile accidents can be quite devastating for you and your vehicle. Although, if your insurance company is able to approve your estimate, you might be able to have your vehicle repaired at a repair shop of your choice. There is a term, “betterment,” which refers to your damaged vehicle being returned in better condition than it was prior to the accident because of the repairs.
Although, if your vehicle is less than a year old, then the insurance company will usually use the new Original Equipment Manufacturer (OEM) to replace the parts that are damaged after automobile accidents. But, no matter how old or new your vehicle is, the insurance company will (most likely) replace any of the parts that are damaged, or pose as a safety-risk, with new parts.
Filing Claims for Damage or Loss
A lawyer will be able to help you file your claims for damage or loss, but you should expect to pay the full deductible unless you were not at-fault in the accident. A lawyer will also help you to determine the benefits you are eligible for and let you know what to expect after your claims have been filed.
Automobile accidents create stressful situations that need to be dealt with in a timely manner. You have to make sure that you handle your accident benefits claim quickly and follow a number of different rules and guidelines before your insurance company reviews your Accident Benefits Application Package.
Works Cited:
https://www.fsco.gov.on.ca/en/auto/brochures/Pages/brochure_claims.aspx#report