Making a
Claim After a Motor Vehicle Accident in Canada
If you’ve been injured in a motor vehicle accident, it’s important to
contact a personal injury lawyer who can help you gather evidence and navigate through
the complicated legal paperwork.
Motor
Vehicle Injuries
According to
Transit
Canada, over 10,400 people were injured in motor vehicle collisions in 2011.
A total of 2,237 Canadians were killed by vehicles during the same year.
Some of the most common injuries sustained in car accidents are head
and brain injuries, bone bruising, bone fractures, internal organ injuries,
back injuries, dislocated or fractured joints and connective tissue injuries.
You may also experience soft tissue damage, such as whiplash. This is trickier
to diagnose and may not even begin to bother you until hours or days after the
accident. That’s why it’s important to visit your family doctor after an
accident, even if the pain is mild. For example, whiplash causes ongoing
chronic pain for
fifteen to twenty percent of the people who experience the injury. You could be paying for pain
medication, physiotherapy and other accident-related costs for years.
The Average
Claim for Car Accidents in Canada
The average claim for a car accident in 2010 was
$14,973.
According to the Insurance Bureau of Canada, the average accident benefits claim
for a car accident in 2010 was $56,092. The size of your claim will depend on
the type and severity of your injury. If your injuries require ongoing
treatment or are severe, you can expect a higher payout from the insurance company of the person at fault.
How an
Experienced Motor Vehicle Accident Lawyer Can Help
It’s important to contact a personal injury lawyer soon after the
accident. While you’re still in the hospital, or recovering, your lawyer can
gather information, take photos, fill out paperwork and kept track of
deadlines. In some cases, your time to file a claim may be limited (ten days
when filing a claim against a municipality).
You are under absolutely no obligation to talk to the insurance company
of the person at fault. If the company contacts you, direct their inquiries to
your lawyer and let him/her handle them. Anything you do or say will go into
your file and may be held against you and lower your claim at a later date.
Your lawyer will protect your interests, whereas the insurance adjuster will
only be interested in lowering the amount the insurance company has to pay.
Since your lawyer will have experience handling insurance company questions,
let him/her handle them.
Your lawyer will also look at the future. If you have been physically
disabled in a motor vehicle accident, you may need funds for home renovation,
housekeeping or childcare help, or even long-term care. Your claim should
include those costs so that the money is there when you need it, sparing you
and your family any financial hardship.
A motor vehicle accident can have severe long-term repercussions for
both you and your family. It’s important to consult a personal injury lawyer
who has experience with motor vehicle accidents so that you can make a claim
that will reimburse you for your lost wages, pain and any permanent disability.